Joseph L. Grima & Associates P.C. was founded as a law firm in 1991 focusing on consumer bankruptcy law through both Chapter 7 and Chapter 13 filings. Our firm is dedicated to providing excellent legal advice to you, honed by over 30 years of experience in the bankruptcy field. That experience includes staying current with changing bankruptcy case law and studying every new bankruptcy decision both locally and nationally. Our job is to understand all bankruptcy law changes and the potential impact they can have on you, the client. In that way, we can continue to provide accurate, sound, and up-to-date counsel.
We understand that when you call, your world may be falling apart due to the stress of being unable to pay your bills as well as constant creditor harassment. Our job is to protect you, to ease the stress you are experiencing, and to assure you that everything will work out. When your bankruptcy case is over, you should be on a sound financial footing with your credit scores beginning to improve.
At Joseph L. Grima & Associates P.C., we take pride in the services we have provided to more than 10,000 clients over the past three decades. Every client we take on is important to us because we know that, through proper legal procedure and skills, we can bring relief, control, and a new financial future. The success of your case and your new start translates to our success as a bankruptcy law firm dedicated to client results and satisfaction.
Millions of individuals and couples file for bankruptcy every day. While you may believe that this speaks poorly of them, at our firm, we do not support that idea. This is especially true in light of the tough economic times our country has suffered in the past decades. Economic crises such a pandemics and recessions can result in job losses and reduction in hours, business failures, expensive relocations, retirement savings losses, and more. Other debtors may have suffered unpredicted illnesses or injuries, putting them out of work while racking up medical bills and other out-of-pocket expenses. Divorce is another factor that can lead to financial duress when households split and lose their combined income. Many factors can contribute to debt overwhelm and the need for a legal solution established by the government, which is what bankruptcy provides.
Our firm is proud to have brought emotional and financial relief to the families we have served. In fact, our work has enabled us to keep families together where marriages were strained due to financial stress combined with credit harassment. In the majority of these cases, bankruptcy relieved them of such pressures and saved their marriage.
The goal of bankruptcy is to give the honest debtor a fresh start. If you are suffering from overwhelming debt, the sooner you decide to do something positive about it, the better off you will be. We strongly urge you to take advantage of our free consultation so that you can discuss your debt relief and/or bankruptcy options with a veteran bankruptcy attorney. Don’t let another day go by without getting the professional advice you need. Learn more about debt relief through Chapter 7 and Chapter 13 bankruptcy, how to save your home through foreclosure defense, avoiding repossession and wage garnishment, and how to attack student debt. Let us put our exceptional experience and dedication to work for you.
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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